Access to credit cards has become simpler than before. You can maximize your savings, get extra offers and earn cashback on your spendings. Picking the right credit card that matches your lifestyle and spending habit can be difficult with so many available options. To make it easier for you we have listed down top 10 credit cards that are instantly approved. Choose the category of credit card you want from premium features to fuel, shopping, travel, rewards and cashback. 



  • Rs 500 worth of welcome gift voucher from sbi bank.
  • Earn 10x rewards on online spends with exclusive partners like amazon, apollo24x7, BookMyShow etc.
  • Rs 4000 worth vouchers  on  online spends over Rs 2 lakh.
  • Upto 10x rewards on online Transactions.
  • 1% fuel surcharge waiver.

2.Axis Bank Indian oil credit card



  • 100% cashback on all Fuel transactions.
  • Lifetime Free.
  • Upto 20%discount at partner restaurants.
  • 1% fuel surcharge waiver & more.

3.HDFC Bank Credit Card


  • Get amazing gift voucher worth upto Rs 1500 as Welcome Gift.
  • Exciting discounts on online purchases  across partners brands.
  • Complimentary access to airport lounges at domestic and international airports.
  • Get lucrative vouchers on meeting minimum monthly spending criteria.
  • Leverage revolving credit facilities at nominal interest rates.
  • You earn rewards on all spends that can be redeemed for exciting gifts,vouchers or free flight tickets.

4.Axis flipkart credit card


  • This is one of the most easily accessible credit card.
  • Has simple eligible criteria.
  • You get Rs 500 Flipkart E-gift vouchers as welcome benefit.
  • You get unlimited 5% cashback straight to your account on shopping on flipkart.
  • 4% cashback on online spends with partner brands like swiggy, tata cliq etc.

5.IDFC First credit card


  • Lifetime free credit card.
  • Rs 500 worth of gift from IDFC Bank.
  • Personal accidental cover of upto Rs 10,00,000.
  • Upto 10x rewards on online transactions.
  • Upto 20% off on movie tickets every month.
  • 5% cashback on first EMI payment.

6.Axis My Zone Credit card


  • Lifetime free(limited time offer apply now).
  • Buy 1 get 1 free movie tickets.
  • Complimentary SonyLiv Annual subscription.
  • flat 40% off on swiggy & much more.
  • you save on dine, shopping etc.
  • complimentary lounge access & many more!!

7.Induslnd Credit card


  • Lifetime Freee credit card.
  • Upto 4x Savings points(Rewards) on every purchase.
  • Discount vouchers of brands like Amazon, flipkart & more.
  • 1% Fuel surcharge waiver. lit credit card


  • 10% instant discount(upto Rs 1000 per month) on amazon orders above Rs 5000.
  • 10% instant discount(upto Rs 1500 per month) on flipkart orders above Rs 10,000.
  • Additional 10% off(upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra.
  • 15% instant discount (upto Rs 300 per month) on Tata Cliq orders above RS 500.
  • 10% Off on groceries (upto Rs100) on Blinkit App orders above Rs 499.

9.axis magnus credit card


  • You can get 25000 Bonus Reward points on spending more than Rs 1 lakh in a month.
  • Additional 6000 regular reward points on spending Rs 1 lakh, so total RP on spending Rs 1 lakh is 31000.
  • Complimentary economy class flight tickets accross any domestic location and a Tata Cliq  voucher worth Rs 10,000 as your Annual benefit.
  • Airport Concierge Service, 8 complimentary vip assistance service in a year.
  • Buy 1 get 1 movie/non movie ticket(upto Rs 500) on BookMyShow, 5 times a month & much more!

10.axis vistara infinite credit card


  • Get complimentary Business class domestic vistara flight ticket.
  • Complimentary club vistara membership.
  • Upto 4 freebusiness class tickets on milestone spends.
  • 2 Free lounge visits per quarter at select domestic airports & much more!

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Frequently asked questions

Here are 10 Benefits why you should use credit card for your spendings

1.Cash Back (you get unlimited cashback depending on the type of your credit card on your spendings)

2.Reward points (credit card spendings give you reward points that can be converted to cash, vouchers, coupons or get discount with partner brands).

3.Safety (Credit card provides safest transactions).

4.Insurance (most credit cards come with certain type of insurance).

5.Universal acceptance( credit cards type  like visa etc are accepted internationally).

6.Credit Building(Using Credit cards responsibly increase cibil score).

7.Get Extra (you earn/save extra money on milestone spendings).

8.Affordable EMI (Credit Card give facility of low cost EMI on your spendings).

9.Withdraw Money (you can withdraw amount).

10.Grace period (when paid with credit card your money remains in your checking account until you pay bill next month).

Yes. There are different types of credit card like travel credit cards, shopping credit cards, business credit cards, Fuel credit cards, Instant loan credit cards.


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